California BanCorp (NASDAQ: CALB – Get a rating) and First National Bank Alaska (OTCMKTS: FBAK – Get a rating) are both small-cap financial companies, but which stock is better? We will compare the two companies based on the strength of their analyst recommendations, dividends, risk, valuation, earnings, profitability and institutional ownership.
Volatility and risk
California BanCorp has a beta of 1.11, which means its stock price is 11% more volatile than the S&P 500. In comparison, First National Bank Alaska has a beta of 0.27, which means its stock price is 73% less volatile than the S&P 500.
This table compares the net margins, return on equity, and return on assets of California BanCorp and First National Bank Alaska.
|Net margins||Return on equity||return on assets|
|First National Bank Alaska||N / A||N / A||N / A|
Insider and Institutional Ownership
52.5% of California BanCorp shares are held by institutional investors. 10.1% of California BanCorp shares are held by insiders. Strong institutional ownership indicates that large money managers, endowments, and hedge funds believe a stock will outperform the market over the long term.
Benefits and evaluation
This chart compares the revenue, earnings per share, and valuation of California BanCorp and First National Bank Alaska.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|California BanCorp||$65.47 million||2.43||$13.37 million||$1.71||11:20 a.m.|
|First National Bank Alaska||N / A||N / A||$58.41 million||$18.41||13.17|
First National Bank Alaska has lower revenues but higher profits than California BanCorp. California BanCorp trades at a lower price-to-earnings ratio than First National Bank Alaska, indicating that it is currently the more affordable of the two stocks.
This is a breakdown of the current ratings of California BanCorp and First National Bank Alaska, as provided by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|California BanCorp||0||0||0||0||N / A|
|First National Bank Alaska||0||0||0||0||N / A|
California BanCorp beats First National Bank Alaska on 7 out of 10 factors compared between the two stocks.
About California BanCorp (Get a rating)
California BanCorp operates as a bank holding company for California Bank of Commerce which provides commercial banking services in California. It accepts various deposit products, including business checks, savings and money market accounts, and certificates of deposit. The company also offers asset-based loans; standby letters of credit; construction and development loans; real estate loans, such as commercial real estate loans and other loans; Small Business Administration (SBA) loans, including SBA 7(a) and SBA 504 loans; consumer loans, such as secured and unsecured installment loans and revolving lines of credit; and commercial and industrial loans, including term loans, working capital, accounts receivable and inventory financing, and other commercial loans to the dental and veterinary industries, entrepreneurs and emerging businesses. Additionally, it provides foreign exchange, treasury and cash management services, as well as online and mobile banking. The company has a full-service California branch located in Contra Costa County, California; and 4 loan production offices in Alameda, Contra Costa, Sacramento and Santa Clara. California BanCorp was incorporated in 2007 and is headquartered in Oakland, California.
About First National Bank Alaska (Get a rating)
First National Bank Alaska, a commercial bank, offers a variety of business, industrial, and personal banking products and services primarily in Alaska. It offers savings and checking accounts; money market deposits and safe deposit services; certificates of deposit; individual retirement accounts; and personal, real estate and construction loans, as well as loans for stability and growth. The Company also provides cash and wealth management, escrow and contract collection, and merchant services. Additionally, it offers debit and credit cards, trust and investment management services, online and mobile banking, and convenience banking. The company operates through 27 branches. First National Bank Alaska was founded in 1922 and is headquartered in Anchorage, Alaska.
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