Westbury Bancorp (OTCMKTS: WBBW – Get a rating) and Elmira Savings Bank (NASDAQ: ESBK – Get a rating) are both small cap finance companies, but which is the better company? We’ll compare the two companies based on institutional ownership strength, profitability, analyst recommendations, valuation, earnings, risk, and dividends.
Risk and Volatility
Westbury Bancorp has a beta of 0.44, suggesting that its stock price is 56% less volatile than the S&P 500. By comparison, Elmira Savings Bank has a beta of 0.9, suggesting that its stock price stock is 10% less volatile than the S&P 500.
This is a summary of current ratings and price targets for Westbury Bancorp and Elmira Savings Bank, as provided by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Westbury Bancorp||0||0||0||0||N / A|
|Elmira savings bank||0||0||0||0||N / A|
Valuation and benefits
This chart compares the gross revenue, earnings per share (EPS), and valuation of Westbury Bancorp and Elmira Savings Bank.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Westbury Bancorp||$38.78 million||2.01||$9.53 million||$3.03||9.79|
|Elmira savings bank||$26.58 million||3.02||$5.22 million||$1.47||3:70 p.m.|
Westbury Bancorp has higher revenue and profit than Elmira Savings Bank. Westbury Bancorp trades at a lower price-to-earnings ratio than Elmira Savings Bank, indicating that it is currently the more affordable of the two stocks.
Institutional and Insider Ownership
4.1% of Westbury Bancorp shares are held by institutional investors. 10.9% of Westbury Bancorp shares are held by insiders. Strong institutional ownership indicates that large money managers, endowments, and hedge funds believe a company is poised for long-term growth.
This table compares the net margins, return on equity and return on assets of Westbury Bancorp and Elmira Savings Bank.
|Net margins||Return on equity||return on assets|
|Westbury Bancorp||22.55%||N / A||N / A|
|Elmira savings bank||21.04%||N / A||N / A|
Westbury Bancorp beats Elmira Savings Bank on 6 out of 9 factors compared between the two stocks.
Westbury Bancorp Company Profile (Get a rating)
Westbury Bancorp, Inc. operates as a holding company for Westbury Bank which provides various community banking and financial products and services to individuals, families and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit and term certificate accounts; personal loans, mortgages, residential real estate for one to four families, multifamily, commercial, loans, commercial real estate loans and construction loans; credit card; and online and mobile banking. It operates eight banking offices and a loan origination office in Washington, Waukesha and Dane counties. Westbury Bancorp, Inc. was founded in 1926 and is headquartered in Waukesha, Wisconsin.
Elmira Savings Bank Company Profile (Get a rating)
Elmira Savings Bank provides financial services to consumers and businesses. It offers savings and money market accounts, term deposits, retail and commercial checking accounts, and NOW accounts; certificates of deposit; residential and commercial real estate, construction, commercial loans, as well as consumer loans, including installment loans, overdraft line of credit and home equity loans; and mortgage loans secured by first and second liens on single family residences of four. The company also operates a real estate investment trust; and provides financial planning advisory services. The company operates through a network of twelve full-service offices located in Chemung, Tompkins, Cayuga, Schuyler and Steuben counties; and a limited-service office located in Broome County, New York. Elmira Savings Bank was founded in 1869 and is based in Elmira, New York.
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